FACULTAD DE CIENCIAS CONTABLES,
FINANCIERAS Y ADMINISTRATIVAS
ESCUELA PROFESIONAL DE
ADMINISTRACIÓN
CARACTERIZACIÓN DEL FINANCIAMIENTO Y
RENTABILIDAD DE LAS MYPES DEL SECTOR
SERVICIO RUBRO RESTAURANT DEL CENTRO DE
TRUJILLO AÑO 2012.
TESIS PARA OPTAR EL TÍTULO PROFESIONAL DE
LICENCIADO EN ADMINISTRACIÓN.

AUTORA:
MILAGROS SARITA CRUZ CÓRDOVA

ASESOR:
ECON. SANTOS CARLOS ALFARO RODRÍGUEZ

TRUJILLO - PERU
2013
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JURADO EVALUADOR

Mg. FELIPE LLENQUE TUME
PRESIDENTE

Lic. CARLOS ENALDO REBAZA ALFARO
SECRETARIO

Lic. MARIA MINO ASENCIO
MIEMBRO

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DEDICATORIA

A Dios todopoderoso por estar conmigo en cada paso de mi vida, por fortalecer mi corazón e iluminar mi mente y por haber puesto en mi camino …ver más…

Obtained the following results: with respect to entrepreneurs: the average age of the legal representatives of the respondents MSE is 25 to 45 years; and the 42.31% of surveyed employers has nonuniversity higher education degree. With respect to financing: the 53.84% of surveyed SMEs said that they obtained a credit of the non-banking system; the
53.85% of SMEs receiving credit invested such credit in the improvement and/or expansion of its premises; the 53.84% of the legal representatives of SMEs surveyed said that microcredit financial Yes contributed to the improvement of the profitability of their companies and the 46.15% did not respond; the 26.92% of the legal representatives of SMEs surveyed said that the profitability of its companies increased by 5% and 15% respectively. Finally, the conclusions are: the majority of surveyed SMEs obtain non-banking financing and invested in the improvement and/or expansion of its premises; the 26.92% of the legal representatives of SMEs surveyed said that the profitability of its companies increased by 5% and 15% respectively. Keywords: Finance, profitability and MSEs.

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ÍNDICE GENERAL

Título de la Tesis…………………………………………..….……………….…....iii
Jurado evaluador………………..…………………………..………...….......……..iv